Related services

Why Personal Loan ?

A personal loan is the clear option when seeking financing for personal needs such as managing finances, covering medical emergencies, funding weddings, international travel, vacations, child-raising expenses, and acquiring durable consumer goods.

Raifnansiera Bank Personal Loans ensure swift processing of your loan applications. Personal loans serve a multitude of purposes! Whether you're planning a vacation, renovating your home, or organizing a dream wedding for yourself or a special family member, there's no need to postpone these plans. Obtain a personal loan effortlessly with minimal documentation and rapid approval from Raifnansiera Bank. With quick approval for personal loans, transform your dreams into reality!

Raifnansiera Bank personal loans offer a compelling blend of attractive interest rates and noteworthy benefits. Enjoy the flexibility to temporarily suspend payments in case of job loss, and access loans tailored for the unemployed. Benefit from interest rates starting as low as 1.99% with automatic payments. Qualified borrowers can secure financing of up to $1,000,000, making Raifnansiera Bank a comprehensive and reliable choice for your financial needs.

Why Choose Us ?

Raifnansiera Bank personal loans seamlessly blend attractive interest rates with notable benefits, including the option to temporarily suspend payments in the event of job loss. With loan offerings ranging from $5,000 to $5,000,000, Raifnansiera Bank caters to a diverse range of financial needs. Interest rates start at a competitive 1.99% and go up to 3.99%, inclusive of an automatic payment discount, contingent on your credit history.

When assessing your loan application, Raifnansiera Bank does not solely rely on factors such as credit history, income, or employment. Please note that there might be a timeframe of several days between submitting your request and the actual deposit of funds into your account.

To qualify for approval, individuals must be 18 years of age or older. Currently, Raifnansiera Bank loans are accessible in all countries.

Key Features

We've got answers

Frequently asked questions

If you're new or looking for answers to your questions, this guide will help you learn more about our services and their features.

You can decide for yourself what you want to use the loan for. Whether it's a spontaneous vacation, furnishing your apartment or a new electric bike, there's usually no need to plan ahead for a personal loan. Before you decide on such a loan, talk to your savings bank advisor to find out whether a specific loan such as an S car loan offers you even cheaper interest rates. And therefore better suited to your individual wishes.

  • You will need to be minimum 18 years of age.
  • For salary person net annual income of €250 or more
  • Have valid identification documents
  • You can apply for a personal loan even if you are prohibited from banking

With a personal loan, your other obligations to other savings banks or banks initially play no role. The only important thing is that you are able to pay the loan instalments as agreed. By the way: can other debts to other credit institutions be summarized in one clear payment? Just ask your savings bank advisor.

Insuring your credit allows you to be covered in the event of the unexpected. Concretely, the insurance will intervene in the event of a hard blow (illness, accident, loss of employment) or in the event of death. It’s up to you to choose, depending on your profile and your abilities, at what level you want to insure yourself: with or without the loss of employment guarantee.

After making your loan request, our experts will get in touch with you while studying your file. If everything is in order, you will receive the funds within 72 hours at most.

You can protect your personal loan with residual credit insurance. This will protect your family from financial burdens if you are no longer able to repay outstanding instalments on your personal loan for unforeseen reasons such as unemployment, incapacity for work or your own death. In this case, the insurance company steps in and takes over repayment of the loan.